The best credit counseling can identify multiple solutions for your situation and goals and empowers you to make forward progress. Not indicated by its name, credit counseling can include assessing income compared to spending, identifying and clarifying past debt history as well as other instances of borrowing, and formulating ideas for general financial improvement.
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Working regularly with a budget you can help keep you out of debt and even save money for important things like retirement, large purchases or even travel. Simply put, a budget can help you get more out of life.
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You should review your credit at least on an annual basis. Since 2004, all American adults have the right to view their credit reports from the three major consumer reporting agencies, or CRAs (Equifax, Experian and TransUnion) every twelve months.
Are you asking yourself, “How can I spend my Tax refund?” Let’s look at ways you can make your tax refund work for you. Use our Tax Refund Calculator to help you determine what do to with your tax refund this year.
PowerCash is a small amount of your current spending that you can “redirect” toward your goals with as little pain as possible. While it may seem small, the savings can boost your finances to the next level!
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Our Mission & How We Help
Money Fit by DRS inc. offers a variety of debt relief programs to consumers in order to help them establish a solid financial future by eliminating their current challenges. As a nonprofit organization, our focus is on preventing financial issues and helping individuals develop strong core competencies in personal finance. Our Credit Counseling Services & Personal Finance Education programs provided through the Money Fit Academy are free to participate in.
Consumers that qualify for participation in our debt relief program, in which we consolidate unsecured debt into one monthly payment, typically find our fees for our debt management program reasonable and valuable.